Emailed link to 2 tests - one iq style and 1 leadership ability style. First one timed. Upon successful completion of tests (appropriate or acceptable score) you are emailed a choice of times to schedule telephone interview. Telephone interview - if successful/connection made - then are given a face to face. So far it has been 2 weeks in the works. You will need to successfully pass background and criminal investigation. Your credit score is not as imperative in Property & Casualty (P&C) as in financial products.