On-line application including personal details and situational multiple choice questionnaire. Verbal, Numerical and Inductive reasoning tests on-line. Telephone interview in 3 areas: Lloyds & the future issues, Lloyds and you, Compotency based questions. Assessment Centre: - Numerical test repeated - Group Exercise, 4 candidates discuss problems of a business, you are the board and must agree on an action plan. Timed. - Timed preparation & presentation to recruiters. 50 mins to digest a lot of data and prepare a presenation to 'the board' about which acquisition to take - 1:1 interview with a manager from Lloyds - they are writing everything you say down to pass on to recruiters.