I want to be clear about the financial professional position this review is talking about. Yes, the position is very flexible and is not a normal 9-5 job, however FFG has been very up front about the hard work that also must go into this position. Because a sales position is similar to a contract position there is not going to be a base. It was made very clear that this position is on a 100% commissions structure. When being recruited (for any sales job that is 100% commission) it is important to plan to have a minimum of 3-6 months savings knowing you may not get an initial paycheck for a while. This is a position where you have to have very personable skills and an ability to network. You don't necessarily need to poach friends and family as clients, though is usually where most people start out. Because this position is 100% commission there will always be high turnover; not just at this company but anywhere in the financial services industry in general. It really takes a solid 3-5 years to build a good book of business with decent clientele. FFG structure has changed since and we no longer recruit for financial advisors. I also want to be clear why there was a cost of $489 to initially start. This money is for the employee’s training/study materials and state exam for Life Insurance licensing. Because employees are essentially running their own business and gaining their own clients this is why they are responsible for the cost themselves; their earned paycheck is through commissions that are personally produced.